Business Certificates

The purpose of a Business Certificate, also known as a D/B/A (Doing Business As) for consumer clarify in order to disclose business ownership information. Many banks consider it a requirement for opening a business account.

Massachusetts General Law Ch.110 § 5 requires that all businesses operating under any title other than the real name of the person conducting the business, whether individually or as a partnership, obtain a Business Certificate.

A Business Certificate is not required if any corporation is doing business under its true corporate name, nor is it required for any partnership doing business under any title which includes the true surname of any partner. For details, refer to the Massachusetts General Laws Ch.110 § 6.

The Business Certificate costs $40 to file, payable by cash or check, and are good for four (4) years. Applicants must either:

  • Apply in person with valid government issued photo ID; all owners of the business must be present to sign the Business Certificate Form (PDF), OR
  • Download the Business Certificate Form (PDF) and have an outside notary public validate the signers of the document. The form must still be submitted to the Town Clerk's office with a payment for $40, upon which the Town shall record and return the approved certificate to the applicant.

A Business Certificate does not grant any rights or licenses from the Town to conduct business.  The signatories acknowledge the Certificate is not proof of conformity to Zoning Bylaws or Board of Health regulations.  It is the responsibility of the applicant to contact the Building Inspector and Health Agent in order to comply with Town Bylaws, rules and regulations. Business owners are also required to register with the Board of Assessors for tax information.